The tutorial is there for a reason.... In fact, it has multiple reasons to exist.
First of all, it’s designed to narrow the skill gap between players. As admin has stated repeatedly, if you can finish the tutorials, you can defeat most AI as well as have a good chance against an “average” player.
Secondly, it provides the “nest egg” that all you players who advocate for an “easier life” need. It gives enough crew for a frigate, a shite-ton if repairs, a boat-load of cash and even a powerful ship....
If i'm in a game where I know that the vast majority have demonstrated a skill level that exceeds mine, I typically don’t complain about how the game needs to be changed so that things are easier for me. *cough IL-2 cough* I would either spend the time completing the tutorial (knowing that most others have so I should as well) or stay in low cost, low loss ships until I felt my skills improving.
Captains have no business being in anything above a 5th rate if they haven’t at least finished the tutorial exam. To be more accurate:
The game provides equality of opportunity, not necessarily equality of outcome.
Which is how it should be.