I am a tester - so I am prepared to lose things. I just now went afk for 2.5 hours while sailing in a basic Lynx towards an outpost, came back to find myself in a end of battle screen (so I got killed on the way) in that port (outpost) I had the basic Lynx (now with 4 dura's) but -------- but ------ my Snow that I had left there was gone, gone, gone.
Apparently it was boosted by pirates or some such - I was away while it was deleted. I'm OK I'll just buy another one
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In the released game we will have at least some tender souls who will get really really really soul hurt if the game steals a ship from them, so my suggestion is something like a tribuneral to adjudicate their issue with some ability to reissue either their ship or some gold to cut down on the soul hurt rage quits.