I agree with most if not all of the above. Except resources, because Im not sure the last changes of making iron super easy to get did anything but ruing the economy really.
The worse thing that can happen to this game and its economy would be if all of the resources became easy to obtain and too common. its the lack of resources that gives them value and forces the smart and good traders to travel to distant ports to find and get resources others dont realize exist.
But with resources becoming something players might be able to produce later on, I feel its so far from finished anyways.