I have a small suggestion for the economy of the game. It is simple. It is to introduce a bank system in the game. Player would be able to take a loan and/or deposit money.
How would it work?
Every town has a bank. Players can deposit money, in exchange they receive interest if the money is lend to another player. The player who takes a loan has also to give some guarante. For example a ship or ressources (Average price from the market is taken to estimate the value from the deposit).
For example:
Player A does a deposit from 1k gold.
Player B take a loans from 1k gold.
Player gets interest from 5% per week let's say. On the other hand the player B has to pay 10% interest per week (the town has to earn money also).
Player B pays his loan back by a percentage everytime he does a mission or gets gold with something (for example 10%) with the option to pay everything which remains at once.
I haven't put more thoughts about it. So if you have some improvement don't be shy.
Bank
in Current Feature Improvement Suggestions
Posted
Good day sailors
I have a small suggestion for the economy of the game. It is simple. It is to introduce a bank system in the game. Player would be able to take a loan and/or deposit money.
How would it work?
Every town has a bank. Players can deposit money, in exchange they receive interest if the money is lend to another player. The player who takes a loan has also to give some guarante. For example a ship or ressources (Average price from the market is taken to estimate the value from the deposit).
For example:
Player A does a deposit from 1k gold.
Player B take a loans from 1k gold.
Player gets interest from 5% per week let's say. On the other hand the player B has to pay 10% interest per week (the town has to earn money also).
Player B pays his loan back by a percentage everytime he does a mission or gets gold with something (for example 10%) with the option to pay everything which remains at once.
I haven't put more thoughts about it. So if you have some improvement don't be shy.
Captain n0el.